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02 · Payments · merchant gateway

A payments gateway already in production. Your merchants, your fee.

Hosted checkout, payment links, REST API with HMAC-signed webhooks, sandbox, SDKs, a merchant panel and an operator console, on the same custody core as the exchange. Merchants settle the moment the chain confirms; you set the fee.

merchant sign-up to first payment
< 5 min
chargebacks
0
BTC optional
USDT · USDC · TRX · ETH
to go-live
2 wks
yourbrand.exchange/checkout
Hosted checkout & links

No code to accept the first payment.

Hosted checkout

Branded page with amount, network, address and QR; exact-amount detection; confirmation progress; receipt.

Payment links

Create a link in the panel for invoices and social selling; optional expiry and reusable links.

Partial payments

Underpayments are detected; the customer gets a top-up link, the merchant a payment.partial event.

Networks

USDT and USDC on TRON and Ethereum, TRX, ETH. BTC as a module.

Payments · one invoice

From checkout to an approved payout.

The path a stablecoin payment takes through the gateway, as your merchant's server sees it.

  1. The merchant's server creates an invoice and gets a checkout URL.
  2. The buyer pays from any wallet; the watcher sees it in the mempool.
  3. Confirmations accumulate to the depth set for the chain.
  4. An HMAC-signed webhook marks the order paid.
  5. The merchant balance grows and payouts follow your approval rules.
  6. No chargebacks · settlement in minutes · your fee on every payment
API & webhooks

One integration, signed events.

Invoices

POST /v1/invoices with amount, currency, pay currency and network; returns a checkout URL and expiry.

Events

payment.detected, payment.confirmed, payment.partial, payment.expired, payout.sent. HMAC-SHA256 with timestamp; replay window 5 minutes.

Sandbox

Testnet environment with a faucet; the same keys model as production.

SDKs and docs

Node, PHP, Python. A docs portal under your brand with runnable examples.

Idempotency

Idempotency keys on invoice creation; webhook retries with backoff for 24 hours.

Merchant panel

Balances, invoices, payouts, keys.

Sign-up by email

Merchants start with an email; KYB tiers when your licence requires them.

Invoices and balances

Per-asset balances, invoice list with status, network and tx hash; CSV export.

Payouts

Only to pre-approved addresses, confirmed with 2FA; scheduled or on demand; free to the merchant’s own exchange wallet.

API keys and webhooks

Keys with scopes, webhook endpoints with secret rotation and delivery log.

Team roles

Owner, finance, developer.

Operator console

Your side of the gateway.

Merchants and tiers

Approve merchants, set fee per tier, limits, KYB status.

Chain watchers

Confirmations per network, stuck payments, manual re-scan.

Reconciliation

Custody vs ledger for merchant balances; payouts queue with approvals.

Revenue

Fee revenue per merchant and per network; export.

Shop plugins

Under your brand, in their stores.

WooCommerce

Install, paste API key, choose assets. Order moves to Processing on payment.confirmed.

Shopify

Hosted payment gateway app, approved through Shopify Partner review under your account.

Optional

Magento, OpenCart

On request; same event model.

Screens

From the running gateway.

Screens from the running system.

Hosted checkout
Hosted checkoutInvoice awaiting payment, coin and network picker, live webhook log.
Merchant home
Merchant homePayments site with the merchant panel preview.
Developer docs
Developer docsAPI reference.
Specifications

Payments at a glance

Assets
USDT, USDC (TRON, Ethereum), TRX, ETH · BTC optional
Integration
Hosted checkout · links · REST · HMAC webhooks · sandbox · SDKs (Node, PHP, Python) · plugins
Settlement
Instant to merchant balance at configurable depth · payouts to whitelisted addresses with 2FA
Stack
Next.js + TypeScript · shared custody core · operator console in the admin
Your revenue
Per-payment fee you set (EX5 charges 0.4% flat) · optional merchant plans
Pricing
Cloud from €410 / mo + setup · self-hosted €7,700 · source €20,300 — build an estimate

Run a demo payment now.

Invoice, confirmations, signed webhook and the merchant panel updating, on the demo page.